/*
Theme Name: 우리들새마을금고
Theme URI: https://kfcc0339.com
Author: 애드하라
Author URI: https://kfcc0339.com
Description: 우리들새마을금고 커스텀 워드프레스 테마 - 하나은행 스타일 + MG블루 + Pretendard
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 7.4
License: Private
Text Domain: kfcc0339
*/

/* ===== RESET & VARIABLES ===== */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
:root {
  --mg-sky: #44C7F4;
  --mg-blue: #0071BC;
  --mg-navy: #0B3876;
  --mg-navy-deep: #061F45;
  --bg-page: #F5F7FA;
  --bg-card: #FFFFFF;
  --text-primary: #1A1A2E;
  --text-secondary: #4A5568;
  --text-light: #8896A6;
  --border-light: #E8ECF1;
  --accent-warm: #F0A830;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow-card: 0 1px 3px rgba(11,56,118,0.06), 0 6px 24px rgba(11,56,118,0.04);
  --shadow-hover: 0 4px 12px rgba(11,56,118,0.10), 0 12px 36px rgba(11,56,118,0.06);
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
html { scroll-behavior: smooth; }
body {
  font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text-primary);
  background: var(--bg-page);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
ul, li { list-style: none; }
img { max-width: 100%; display: block; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section-label { font-size: 12px; font-weight: 600; letter-spacing: 0.12em; color: var(--mg-blue); text-transform: uppercase; margin-bottom: 8px; }
.section-title { font-size: 28px; font-weight: 700; color: var(--mg-navy); line-height: 1.3; margin-bottom: 16px; }
.section-desc { font-size: 15px; color: var(--text-secondary); max-width: 520px; line-height: 1.7; }

@keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
.animate { animation: fadeUp 0.7s ease both; }
.animate-d1 { animation-delay: 0.1s; }
.animate-d2 { animation-delay: 0.2s; }
.animate-d3 { animation-delay: 0.3s; }
.animate-d4 { animation-delay: 0.4s; }
.animate-d5 { animation-delay: 0.5s; }
.animate-d6 { animation-delay: 0.6s; }

/* TOP BAR */
.top-bar { background: var(--mg-navy-deep); font-size: 12px; color: rgba(255,255,255,0.55); }
.top-bar .container { display: flex; justify-content: flex-end; align-items: center; gap: 4px; height: 36px; }
.top-bar a { color: rgba(255,255,255,0.55); padding: 4px 10px; transition: color var(--transition); }
.top-bar a:hover { color: #fff; }
.top-bar .sep { color: rgba(255,255,255,0.2); }

/* HEADER */
.site-header { background: #fff; border-bottom: 1px solid var(--border-light); position: sticky; top: 0; z-index: 100; }
.site-header .container { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 12px; font-size: 20px; font-weight: 700; color: var(--mg-navy); }
.logo-img { height: 40px; width: auto; border-radius: 6px; object-fit: contain; }
.logo-mark { display: none; }
.logo .sky { color: var(--mg-sky); }
.logo .brand-uri { color: var(--mg-sky); }

.gnb { display: flex; gap: 0; }
.gnb > li { position: relative; }
.gnb > li > a { display: block; padding: 24px 20px; font-size: 15px; font-weight: 500; color: var(--text-primary); transition: color var(--transition); position: relative; }
.gnb > li > a::after { content: ''; position: absolute; bottom: 0; left: 20px; right: 20px; height: 2px; background: var(--mg-blue); transform: scaleX(0); transition: transform var(--transition); }
.gnb > li:hover > a { color: var(--mg-blue); }
.gnb > li:hover > a::after { transform: scaleX(1); }

.mega-menu { position: absolute; top: 100%; left: 50%; transform: translateX(-50%); background: #fff; border: 1px solid var(--border-light); border-radius: var(--radius-md); padding: 20px 24px; min-width: 220px; box-shadow: var(--shadow-hover); opacity: 0; visibility: hidden; transition: all 0.25s ease; pointer-events: none; }
.gnb > li:hover .mega-menu { opacity: 1; visibility: visible; pointer-events: auto; transform: translateX(-50%) translateY(0); }
.mega-menu a { display: block; padding: 8px 0; font-size: 14px; color: var(--text-secondary); transition: all var(--transition); border-bottom: 0.5px solid transparent; }
.mega-menu a:hover { color: var(--mg-blue); padding-left: 6px; }
.mega-menu a:not(:last-child) { border-bottom-color: var(--border-light); }

.header-actions { display: flex; gap: 8px; }
.btn-outline { padding: 8px 18px; border-radius: 8px; font-size: 13px; font-weight: 500; border: 1px solid var(--mg-blue); color: var(--mg-blue); transition: all var(--transition); cursor: pointer; background: transparent; }
.btn-outline:hover { background: var(--mg-blue); color: #fff; }
.btn-solid { padding: 8px 18px; border-radius: 8px; font-size: 13px; font-weight: 500; border: none; background: var(--mg-blue); color: #fff; transition: all var(--transition); cursor: pointer; }
.btn-solid:hover { background: var(--mg-navy); }

.mobile-toggle { display: none; background: none; border: none; cursor: pointer; width: 40px; height: 40px; align-items: center; justify-content: center; }
.mobile-toggle span { display: block; width: 22px; height: 2px; background: var(--text-primary); position: relative; transition: var(--transition); }
.mobile-toggle span::before, .mobile-toggle span::after { content: ''; position: absolute; width: 22px; height: 2px; background: var(--text-primary); transition: var(--transition); }
.mobile-toggle span::before { top: -7px; }
.mobile-toggle span::after { top: 7px; }

/* HERO */
.hero { background: linear-gradient(135deg, var(--mg-navy-deep) 0%, var(--mg-navy) 40%, var(--mg-blue) 100%); padding: 100px 0 120px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 600px 400px at 80% 60%, rgba(68,199,244,0.15), transparent), radial-gradient(ellipse 400px 300px at 20% 30%, rgba(0,113,188,0.1), transparent); }
.hero::after { content: ''; position: absolute; bottom: -2px; left: 0; right: 0; height: 80px; background: linear-gradient(to top, var(--bg-page), transparent); }
.hero-inner { position: relative; z-index: 1; display: flex; align-items: center; justify-content: space-between; gap: 60px; }
.hero-text { max-width: 560px; }
.hero-badge { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,0.1); backdrop-filter: blur(8px); border: 1px solid rgba(255,255,255,0.15); border-radius: 100px; padding: 6px 16px; font-size: 12px; font-weight: 500; color: var(--mg-sky); margin-bottom: 24px; }
.hero-badge .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--mg-sky); animation: pulse 2s ease infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }
.hero h1 { font-size: 42px; font-weight: 700; color: #fff; line-height: 1.25; margin-bottom: 20px; letter-spacing: -0.02em; }
.hero h1 em { font-style: normal; background: linear-gradient(90deg, var(--mg-sky), #7DD8F8); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.hero p { font-size: 17px; color: rgba(255,255,255,0.7); line-height: 1.8; margin-bottom: 36px; }
.hero-btns { display: flex; gap: 12px; }
.hero-btns .btn-hero { padding: 14px 32px; border-radius: 12px; font-size: 15px; font-weight: 600; cursor: pointer; transition: all var(--transition); border: none; }
.btn-hero-primary { background: #fff; color: var(--mg-navy); }
.btn-hero-primary:hover { background: var(--mg-sky); color: #fff; transform: translateY(-2px); }
.btn-hero-secondary { background: rgba(255,255,255,0.1); color: #fff; border: 1px solid rgba(255,255,255,0.25) !important; backdrop-filter: blur(4px); }
.btn-hero-secondary:hover { background: rgba(255,255,255,0.2); transform: translateY(-2px); }
.hero-visual { flex-shrink: 0; width: 380px; height: 300px; background: rgba(255,255,255,0.05); border-radius: 24px; border: 1px solid rgba(255,255,255,0.1); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.25); font-size: 14px; backdrop-filter: blur(8px); }

/* QUICK MENU */
.quick-section { margin-top: -56px; position: relative; z-index: 10; padding-bottom: 40px; }
.quick-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; }
.quick-card { background: var(--bg-card); border-radius: var(--radius-md); padding: 28px 16px; text-align: center; box-shadow: var(--shadow-card); transition: all var(--transition); cursor: pointer; border: 1px solid transparent; }
.quick-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); border-color: var(--mg-blue); }
.quick-icon { width: 52px; height: 52px; margin: 0 auto 14px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 22px; }
.qi-intro { background: linear-gradient(135deg, #E8F4FD, #D0EAFC); color: var(--mg-blue); }
.qi-deposit { background: linear-gradient(135deg, #E6F7ED, #C8EED8); color: #1A8D48; }
.qi-loan { background: linear-gradient(135deg, #FFF3E0, #FFE0B2); color: #E67E22; }
.qi-culture { background: linear-gradient(135deg, #F3E8FD, #E1D0FA); color: #7C3AED; }
.qi-social { background: linear-gradient(135deg, #FDE8E8, #FACFCF); color: #DC2626; }
.qi-map { background: linear-gradient(135deg, #E8ECF7, #D0D8F0); color: var(--mg-navy); }
.quick-card h3 { font-size: 15px; font-weight: 600; color: var(--text-primary); margin-bottom: 6px; }
.quick-card p { font-size: 12px; color: var(--text-light); line-height: 1.5; }

/* RATES */
.rates-section { padding: 40px 0; }
.rates-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 24px; }
.rates-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.rate-card { background: var(--bg-card); border-radius: var(--radius-lg); padding: 32px 28px; box-shadow: var(--shadow-card); border: 1px solid var(--border-light); transition: all var(--transition); position: relative; overflow: hidden; }
.rate-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; border-radius: 3px 3px 0 0; }
.rate-card:nth-child(1)::before { background: linear-gradient(90deg, var(--mg-blue), var(--mg-sky)); }
.rate-card:nth-child(2)::before { background: linear-gradient(90deg, #1A8D48, #4ADE80); }
.rate-card:nth-child(3)::before { background: linear-gradient(90deg, var(--accent-warm), #FBBF24); }
.rate-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }
.rate-type { font-size: 12px; font-weight: 600; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 8px; }
.rate-name { font-size: 18px; font-weight: 700; margin-bottom: 20px; color: var(--text-primary); }
.rate-number { font-size: 36px; font-weight: 800; margin-bottom: 4px; letter-spacing: -0.02em; }
.rate-card:nth-child(1) .rate-number { color: var(--mg-blue); }
.rate-card:nth-child(2) .rate-number { color: #1A8D48; }
.rate-card:nth-child(3) .rate-number { color: var(--accent-warm); }
.rate-unit { font-size: 14px; color: var(--text-light); }
.rate-detail { margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--border-light); font-size: 13px; color: var(--text-secondary); line-height: 1.7; }
.rate-more { display: inline-flex; align-items: center; gap: 4px; font-size: 13px; font-weight: 500; color: var(--mg-blue); margin-top: 16px; transition: gap var(--transition); }
.rate-more:hover { gap: 8px; }

/* NOTICE */
.notice-section { padding: 40px 0; background: linear-gradient(180deg, var(--bg-page) 0%, #EDF1F7 100%); }
.notice-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 24px; }
.notice-tabs { display: flex; gap: 4px; }
.notice-tab { padding: 8px 20px; border-radius: 100px; font-size: 14px; font-weight: 500; cursor: pointer; transition: all var(--transition); border: none; background: transparent; color: var(--text-secondary); }
.notice-tab.active { background: var(--mg-navy); color: #fff; }
.notice-tab:not(.active):hover { background: rgba(11,56,118,0.06); }
.notice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; align-items: stretch; }
.notice-list { display: flex; flex-direction: column; gap: 0; background: var(--bg-card); border-radius: var(--radius-md); border: 1px solid var(--border-light); overflow: hidden; }
.notice-item { display: flex; justify-content: space-between; align-items: center; padding: 18px 20px; background: var(--bg-card); transition: all var(--transition); cursor: pointer; border-bottom: 1px solid var(--border-light); }
.notice-item:last-child { border-bottom: none; }
.notice-item:hover { background: #F8FAFD; padding-left: 26px; }
.notice-badge { font-size: 11px; font-weight: 600; padding: 2px 8px; border-radius: 4px; margin-right: 10px; }
.nb-notice { background: #E6F1FB; color: var(--mg-blue); }
.nb-event { background: #FFF3E0; color: #E67E22; }
.notice-title { font-size: 14px; color: var(--text-primary); flex: 1; }
.notice-date { font-size: 12px; color: var(--text-light); margin-left: 16px; white-space: nowrap; }
.notice-feature { background: var(--bg-card); border-radius: var(--radius-md); overflow: hidden; border: 1px solid var(--border-light); display: flex; flex-direction: column; }
.notice-feature-img { flex: 1; min-height: 180px; background: linear-gradient(135deg, var(--mg-navy), var(--mg-blue)); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.4); font-size: 14px; }
.notice-feature-body { padding: 24px; }
.notice-feature-body h3 { font-size: 18px; font-weight: 700; margin-bottom: 8px; }
.notice-feature-body p { font-size: 14px; color: var(--text-secondary); line-height: 1.7; }

/* LOCATION */
.location-section { padding: 40px 0; }
.location-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: stretch; }
.location-map { border-radius: var(--radius-md); overflow: hidden; background: #E8ECF1; display: flex; align-items: center; justify-content: center; color: var(--text-light); font-size: 14px; border: 1px solid var(--border-light); }
.branch-list { display: flex; flex-direction: column; gap: 12px; }
.branch-card { background: var(--bg-card); border-radius: var(--radius-md); padding: 20px 24px; box-shadow: var(--shadow-card); border: 1px solid var(--border-light); transition: all var(--transition); cursor: pointer; }
.branch-card:hover { border-color: var(--mg-blue); box-shadow: var(--shadow-hover); }
.branch-card.active { border-color: var(--mg-blue); border-width: 2px; }
.branch-name { font-size: 16px; font-weight: 700; color: var(--mg-navy); margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
.branch-name .tag { font-size: 10px; font-weight: 600; background: var(--mg-blue); color: #fff; padding: 2px 8px; border-radius: 100px; }
.branch-info { font-size: 13px; color: var(--text-secondary); line-height: 1.8; }
.branch-info span { display: block; }

/* FOOTER */
.site-footer { background: var(--mg-navy-deep); color: rgba(255,255,255,0.5); padding: 60px 0 40px; }
.footer-top { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-logo { margin-bottom: 16px; }
.footer-logo-img { height: 36px; width: auto; object-fit: contain; }
.footer-logo .logo-mark-sm { display: none; }
.footer-desc { font-size: 13px; line-height: 1.8; max-width: 320px; }
.footer-col h4 { font-size: 13px; font-weight: 600; color: rgba(255,255,255,0.8); margin-bottom: 16px; }
.footer-col a { display: block; font-size: 13px; padding: 4px 0; color: rgba(255,255,255,0.45); transition: color var(--transition); }
.footer-col a:hover { color: var(--mg-sky); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; font-size: 12px; }
.footer-links { display: flex; gap: 20px; }
.footer-links a { color: rgba(255,255,255,0.4); transition: color var(--transition); }
.footer-links a:hover { color: #fff; }
.footer-links a.privacy { color: rgba(255,255,255,0.8); font-weight: 600; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .hero h1 { font-size: 32px; }
  .hero-visual { display: none; }
  .quick-grid { grid-template-columns: repeat(3, 1fr); }
  .rates-grid { grid-template-columns: 1fr; }
  .notice-grid { grid-template-columns: 1fr; }
  .location-inner { grid-template-columns: 1fr; }
  .location-map { min-height: 300px; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .gnb, .header-actions { display: none; }
  .mobile-toggle { display: flex; }
}
@media (max-width: 640px) {
  .hero { padding: 60px 0 80px; }
  .hero h1 { font-size: 26px; }
  .quick-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .quick-card { padding: 20px 12px; }
  .section-title { font-size: 22px; }
  .footer-top { grid-template-columns: 1fr; gap: 24px; }
}

/* ===== SUB PAGE ===== */
.sub-hero {
  background: linear-gradient(135deg, var(--mg-navy-deep) 0%, var(--mg-navy) 50%, var(--mg-blue) 100%);
  padding: 52px 0 48px;
  position: relative;
}
.sub-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 500px 300px at 80% 50%, rgba(68,199,244,0.12), transparent);
}
.sub-hero .container { position: relative; z-index: 1; }
.sub-hero-parent {
  display: inline-block; font-size: 13px; font-weight: 500;
  color: var(--mg-sky); margin-bottom: 8px; letter-spacing: 0.02em;
}
.sub-hero-title {
  font-size: 32px; font-weight: 700; color: #fff;
  letter-spacing: -0.02em; line-height: 1.3;
}
.sub-nav {
  background: var(--bg-card); border-bottom: 1px solid var(--border-light);
  position: sticky; top: 72px; z-index: 90;
}
body.admin-bar .sub-nav { top: 104px; }
.sub-nav-inner {
  display: flex; gap: 0; overflow-x: auto; -webkit-overflow-scrolling: touch;
}
.sub-nav-item {
  padding: 14px 20px; font-size: 14px; font-weight: 500;
  color: var(--text-secondary); white-space: nowrap;
  border-bottom: 2px solid transparent;
  transition: all var(--transition);
}
.sub-nav-item:hover { color: var(--mg-blue); }
.sub-nav-item.active {
  color: var(--mg-blue); border-bottom-color: var(--mg-blue); font-weight: 600;
}
.sub-content { padding: 48px 0 80px; }
.sub-article {
  font-size: 15px; color: var(--text-primary); line-height: 1.9;
  max-width: 900px; font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, sans-serif !important;
}
.sub-article *, .sub-content * {
  font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, sans-serif !important;
}
.sub-article h2 {
  font-size: 22px; font-weight: 700; color: var(--mg-navy);
  margin: 40px 0 16px; padding-bottom: 12px;
  border-bottom: 2px solid var(--mg-blue);
}
.sub-article h3 {
  font-size: 18px; font-weight: 600; color: var(--text-primary);
  margin: 32px 0 12px;
}
.sub-article p { margin-bottom: 16px; }
.sub-article img { border-radius: var(--radius-md); margin: 24px 0; }
.sub-article .greeting-layout {
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start;
  margin: 32px 0;
}
.sub-article .greeting-photo {
  border-radius: var(--radius-lg); overflow: hidden;
  background: var(--border-light); min-height: 300px;
  display: flex; align-items: center; justify-content: center;
  color: var(--text-light); font-size: 14px;
}
.sub-article .greeting-text { font-size: 15px; line-height: 2; color: var(--text-secondary); }
.sub-article .greeting-sign {
  margin-top: 32px; padding-top: 20px; border-top: 1px solid var(--border-light);
  font-size: 16px; font-weight: 600; color: var(--mg-navy);
}
@media (max-width: 768px) {
  .sub-hero-title { font-size: 24px; }
  .sub-article .greeting-layout { grid-template-columns: 1fr; }
}

/* ===== CSS-ONLY TABS ===== */
.dp-tabs input[type="radio"] { display: none !important; }
.dp-tabs .dp-tab-labels { display: flex !important; gap: 0 !important; margin-bottom: 0 !important; border-bottom: 2px solid #E8ECF1 !important; }
.dp-tabs .dp-tab-label { padding: 14px 24px !important; font-size: 15px !important; font-weight: 600 !important; color: #8896A6 !important; cursor: pointer !important; border-bottom: 2px solid transparent !important; margin-bottom: -2px !important; transition: all 0.2s !important; font-family: 'Pretendard', sans-serif !important; }
.dp-tabs .dp-tab-label:hover { color: #0071BC !important; }
.dp-tabs #dp-tab1:checked ~ .dp-tab-labels label[for="dp-tab1"],
.dp-tabs #dp-tab2:checked ~ .dp-tab-labels label[for="dp-tab2"],
.dp-tabs #dp-tab3:checked ~ .dp-tab-labels label[for="dp-tab3"] { color: #0071BC !important; border-bottom-color: #0071BC !important; }
.dp-tabs .dp-panel { display: none !important; padding: 32px 0 !important; }
.dp-tabs #dp-tab1:checked ~ .dp-panels .dp-panel1 { display: block !important; }
.dp-tabs #dp-tab2:checked ~ .dp-panels .dp-panel2 { display: block !important; }
.dp-tabs #dp-tab3:checked ~ .dp-panels .dp-panel3 { display: block !important; }

/* ===== CINEMATIC HERO v6 ===== */
.hero-cin{position:relative;height:100vh;overflow:hidden}

/* BG layer (fixed + parallax) */
.cin-bg-layer{position:absolute;inset:0;z-index:0}
.cin-bg-layer img{width:100%;height:100%;object-fit:cover;object-position:center}

/* Belt layer (flowing forward) */
.cin-belt-layer{position:absolute;inset:0;z-index:0;overflow:hidden;perspective:800px}
.cin-belt-track{position:absolute;top:-10%;left:-10%;width:120%;height:120%;animation:beltForward 15s linear infinite}
.cin-belt-track img{width:100%;height:100%;object-fit:cover;object-position:center}
@keyframes beltForward{0%{transform:scale(1) translate(1.5%,-1.5%)}100%{transform:scale(1.08) translate(-1.5%,1.5%)}}

/* Grain */
.cin-grain{position:absolute;inset:0;z-index:2;opacity:0.035;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 512 512' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  pointer-events:none}

/* Overlay — left dark for text */
.cin-overlay{position:absolute;inset:0;z-index:3;
  background:linear-gradient(150deg,rgba(4,11,22,0.85) 0%,rgba(4,11,22,0.55) 28%,rgba(4,11,22,0.1) 50%,transparent 65%),
  linear-gradient(to top,rgba(4,11,22,0.5) 0%,transparent 25%);pointer-events:none}

/* Light leak */
.cin-leak{position:absolute;top:-15%;right:5%;width:500px;height:500px;z-index:2;
  background:radial-gradient(circle,rgba(240,168,48,0.06),transparent 70%);
  animation:cinLeakP 8s ease-in-out infinite alternate;pointer-events:none}
@keyframes cinLeakP{0%{transform:scale(1);opacity:0.5}100%{transform:scale(1.3);opacity:1}}

/* Corner accents */
.cin-corner{position:absolute;z-index:4;opacity:0.1}
.cin-corner-tl{top:36px;left:36px;width:50px;height:50px;border-top:1px solid rgba(255,255,255,0.3);border-left:1px solid rgba(255,255,255,0.3)}
.cin-corner-br{bottom:36px;right:120px;width:50px;height:50px;border-bottom:1px solid rgba(255,255,255,0.3);border-right:1px solid rgba(255,255,255,0.3)}

/* Content */
.cin-content{position:relative;z-index:5;max-width:1280px;margin:0 auto;padding:0 56px;
  display:flex;flex-direction:column;justify-content:flex-start;padding-top:100px;height:100vh}

/* Tag */
.cin-tag{display:inline-flex;align-items:center;gap:10px;padding:8px 20px;
  border-radius:100px;background:rgba(255,255,255,0.04);border:1px solid rgba(255,255,255,0.08);
  backdrop-filter:blur(12px);font-size:11px;font-weight:500;color:#44C7F4;
  letter-spacing:2px;text-transform:uppercase;margin-bottom:32px;width:fit-content;
  opacity:0;transform:translateY(20px)}
.cin-live{width:6px;height:6px;border-radius:50%;background:#00D4AA;
  box-shadow:0 0 10px rgba(0,212,170,0.5);animation:cinBlink 2s ease infinite}
@keyframes cinBlink{0%,100%{opacity:1}50%{opacity:0.25}}

/* Split text */
.cin-h1{font-size:clamp(36px,5.5vw,72px)!important;font-weight:800!important;
  line-height:1.1!important;letter-spacing:-0.04em!important;color:#fff!important;margin-bottom:28px!important}
.cin-h1 .char{display:inline-block;transform:translateY(110%);opacity:0;
  transition:transform 0.8s cubic-bezier(0.16,1,0.3,1),opacity 0.6s ease}
.cin-h1 .char.show{transform:translateY(0);opacity:1}
.cin-line2{display:block;margin-top:4px}
.cin-grad{color:#44C7F4!important;background:linear-gradient(135deg,#44C7F4 0%,#00D4AA 50%,#44C7F4 100%)!important;
  background-size:200% auto!important;-webkit-background-clip:text!important;-webkit-text-fill-color:transparent!important;
  animation:cinGradShift 4s ease infinite}
@keyframes cinGradShift{0%{background-position:0% center}50%{background-position:100% center}100%{background-position:0% center}}

/* Desc */
.cin-desc{font-size:16px;color:rgba(255,255,255,0.5);line-height:2;max-width:440px;
  margin-bottom:40px;opacity:0;transform:translateY(24px)}

/* Buttons */
.cin-btns{display:flex;gap:14px;opacity:0;transform:translateY(24px)}
.cin-btn{padding:16px 36px;border-radius:14px;font-size:15px;font-weight:700;
  text-decoration:none;display:inline-block;transition:all 0.5s cubic-bezier(0.34,1.56,0.64,1);
  position:relative;overflow:hidden}
.cin-btn-glow{background:linear-gradient(135deg,#44C7F4,#00D4AA);color:#040B16;
  box-shadow:0 4px 24px rgba(68,199,244,0.25)}
.cin-btn-glow::after{content:'';position:absolute;inset:0;
  background:linear-gradient(135deg,transparent,rgba(255,255,255,0.2),transparent);
  transform:translateX(-100%);transition:transform 0.6s}
.cin-btn-glow:hover::after{transform:translateX(100%)}
.cin-btn-glow:hover{transform:translateY(-4px) scale(1.03);box-shadow:0 12px 40px rgba(68,199,244,0.4)}
.cin-btn-ghost{background:rgba(255,255,255,0.04);color:#fff;border:1px solid rgba(255,255,255,0.12);
  backdrop-filter:blur(6px)}
.cin-btn-ghost:hover{background:rgba(255,255,255,0.1);transform:translateY(-4px);border-color:rgba(255,255,255,0.25)}

/* Scroll */
.cin-scroll{position:absolute;bottom:36px;right:56px;z-index:6;
  display:flex;flex-direction:column;align-items:center;gap:8px;
  opacity:0;transform:translateY(16px)}
.cin-scroll-line{width:1px;height:44px;position:relative;overflow:hidden}
.cin-scroll-line::after{content:'';position:absolute;top:-100%;left:0;width:100%;height:100%;
  background:linear-gradient(to bottom,transparent,rgba(255,255,255,0.5),transparent);
  animation:cinScrollL 2.2s ease infinite}
@keyframes cinScrollL{0%{top:-100%}100%{top:100%}}
.cin-scroll span{font-size:9px;color:rgba(255,255,255,0.2);letter-spacing:3px;text-transform:uppercase}

/* Marquee */
.cin-marquee{background:#040B16;border-top:1px solid rgba(255,255,255,0.04);
  border-bottom:1px solid rgba(255,255,255,0.04);padding:14px 0;overflow:hidden}
.cin-mq-track{display:flex;gap:40px;animation:cinMq 40s linear infinite;width:max-content}
.cin-mq-item{font-size:12px;font-weight:500;color:rgba(255,255,255,0.15);letter-spacing:2.5px;
  white-space:nowrap;display:flex;align-items:center;gap:12px}
.cin-mq-dot{width:3px;height:3px;border-radius:50%;background:#44C7F4;opacity:0.35}
@keyframes cinMq{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* Section labels */
.cin-sec-label{font-size:11px;font-weight:600;color:var(--mg-blue);letter-spacing:3px;text-transform:uppercase;margin-bottom:6px}
.cin-sec-title{font-size:32px;font-weight:800;color:#0A1628;margin-bottom:48px;letter-spacing:-0.02em}

/* Stats */
.cin-stats{background:#F7F8FA;padding:80px 0;border-bottom:1px solid #E4E8EE}
.cin-stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.cin-stat{background:#fff;border-radius:20px;padding:36px 24px;border:1px solid #E4E8EE;
  opacity:0;transform:translateY(28px);transition:all 0.7s cubic-bezier(0.22,1,0.36,1)}
.cin-stat.visible{opacity:1;transform:translateY(0)}
.cin-stat:hover{transform:translateY(-6px);box-shadow:0 20px 48px rgba(11,56,118,0.06)}
.cin-stat-n{font-size:48px;font-weight:800;color:var(--mg-navy);line-height:1}
.cin-stat-u{font-size:18px;font-weight:400;color:#8896A6;margin-left:2px}
.cin-stat-d{font-size:13px;color:#8896A6;margin-top:10px}

@media(max-width:768px){
  .cin-content{padding:0 24px}
  .cin-h1{font-size:32px!important}
  .cin-scroll{right:24px}
  .cin-corner{display:none}
  .cin-stats-grid{grid-template-columns:repeat(2,1fr)}
}

/* Branch tab buttons */
.branch-tab{padding:10px 24px;border-radius:10px;font-size:14px;font-weight:600;
  border:1px solid #E4E8EE;background:#fff;color:#6B7A90;cursor:pointer;
  transition:all 0.3s;font-family:'Pretendard',sans-serif}
.branch-tab:hover{border-color:var(--mg-blue);color:var(--mg-blue)}
.branch-tab.active{background:var(--mg-navy);color:#fff;border-color:var(--mg-navy)}
.branch-panel .root_daum_roughmap{width:100%!important}

/* ===== WP / CAFE24 OVERRIDES ===== */
html, body {
  width: 100% !important;
  max-width: 100% !important;
  overflow-x: hidden !important;
  margin: 0 !important;
  padding: 0 !important;
}
body.admin-bar .site-header { top: 32px; }
@media (max-width: 782px) { body.admin-bar .site-header { top: 46px; } }
.wp-block { max-width: 1200px !important; }
#page, #content, #primary, #main, .site, .site-content,
.entry-content, .page-content, #wrapper, .wrapper,
.wp-site-blocks, .is-layout-constrained, .is-layout-flow {
  max-width: 100% !important;
  width: 100% !important;
  padding-left: 0 !important;
  padding-right: 0 !important;
  margin-left: 0 !important;
  margin-right: 0 !important;
}
.container {
  max-width: 1200px !important;
  width: 100% !important;
  margin: 0 auto !important;
  padding: 0 24px !important;
}
.gnb > li > a {
  word-break: keep-all !important;
  white-space: nowrap !important;
}
.hero h1 {
  word-break: keep-all !important;
}
.btn-hero, .btn-outline, .btn-solid {
  white-space: nowrap !important;
  word-break: keep-all !important;
}
.header-actions {
  flex-shrink: 0 !important;
  white-space: nowrap !important;
}
.site-header .container {
  flex-wrap: nowrap !important;
}
.logo {
  flex-shrink: 0 !important;
  white-space: nowrap !important;
}

/* ===== MG BLUE 컬러 통일 ===== */
.rate-more, .notice-more { color: var(--mg-blue) !important; }
.nb-notice { background: #E6F0FA !important; color: var(--mg-blue) !important; }
.nb-event  { background: #E0F5E9 !important; color: #16A34A !important; }
.tag       { background: var(--mg-blue) !important; color: #fff !important; }

/* ===== 퀵메뉴 카드 — JS 없어도 표시 ===== */
.quick-card {
  opacity: 1 !important;
  transform: translateY(0) !important;
}

/* ===== 금리 배너 "최대" 표기 ===== */
.rate-max {
  font-size: 11px; font-weight: 600;
  color: var(--mg-blue); background: #E6F0FA;
  padding: 2px 6px; border-radius: 4px;
  margin-right: 4px; vertical-align: middle;
}
.rate-banner {
  display: inline-flex; align-items: center; gap: 6px;
  background: linear-gradient(135deg, var(--mg-navy), var(--mg-blue));
  color: #fff; padding: 12px 20px; border-radius: 12px;
  font-size: 18px; font-weight: 700;
}
.rate-banner .rate-label { font-size: 13px; font-weight: 400; opacity: 0.8; }

/* ===== 연혁 정렬 ===== */
.history-table { width: 100%; border-collapse: collapse; }
.history-table td { padding: 10px 16px; vertical-align: top; border-bottom: 1px solid #E8ECF1; }
.history-table td:first-child { width: 100px; font-weight: 700; color: var(--mg-navy); white-space: nowrap; }
.history-table td:last-child { color: #4A5568; line-height: 1.7; }

/* ===== 예금상품 하단 버튼 영역 ===== */
.product-btns {
  display: flex; gap: 12px; margin-top: 32px; flex-wrap: wrap;
}
.product-btn {
  padding: 12px 28px; border-radius: 10px; font-size: 14px; font-weight: 600;
  text-decoration: none; transition: all 0.3s; display: inline-block;
}
.product-btn-primary {
  background: var(--mg-blue); color: #fff;
  box-shadow: 0 4px 12px rgba(0,113,188,0.2);
}
.product-btn-primary:hover { background: var(--mg-navy); transform: translateY(-2px); }
.product-btn-secondary {
  background: #fff; color: var(--mg-blue);
  border: 1px solid var(--mg-blue);
}
.product-btn-secondary:hover { background: #E6F0FA; transform: translateY(-2px); }

/* ===== 서브페이지 공통 개선 ===== */
.sub-banner {
  background: linear-gradient(135deg, var(--mg-navy-deep, #061F45), var(--mg-navy));
}
.section-title { color: var(--mg-navy) !important; }

/* ===== 모바일 반응형 ===== */
@media (max-width: 768px) {
  /* 헤더 */
  .top-bar { display: none; }
  .site-header .container { padding: 0 16px !important; }
  .gnb { display: none; flex-direction: column; position: fixed; inset: 0; background: #fff; z-index: 9998; padding: 80px 24px 24px; overflow-y: auto; }
  .gnb.mobile-open { display: flex !important; }
  .gnb > li { border-bottom: 1px solid #F0F2F5; }
  .gnb > li > a { display: block; padding: 16px 0; font-size: 16px; font-weight: 600; color: var(--mg-navy); }
  .mega-menu { position: static !important; opacity: 1 !important; visibility: visible !important; box-shadow: none; padding: 0 0 12px 16px; background: transparent; }
  .mega-menu a { padding: 8px 0; font-size: 14px; color: #4A5568; }
  .header-actions { display: none; }
  .mobile-toggle { display: flex !important; }

  /* 히어로 */
  .hero-cin { min-height: 100svh; }
  .cin-content { padding: 80px 20px 0 !important; }
  .cin-h1 { font-size: 28px !important; }
  .cin-desc { font-size: 14px !important; max-width: 100% !important; }
  .cin-btns { flex-direction: column; gap: 10px; }
  .cin-btn { text-align: center; }
  .cin-scroll { display: none; }
  .cin-corner { display: none; }

  /* 마키 */
  .cin-marquee { padding: 12px 0; }

  /* 스탯 */
  .cin-stats { padding: 48px 0; }
  .cin-stats-grid { grid-template-columns: repeat(2,1fr) !important; gap: 12px; }
  .cin-stat { padding: 24px 16px; }
  .cin-stat-n { font-size: 32px; }

  /* 퀵메뉴 */
  .quick-section { padding: 0 0 48px; }
  .quick-grid { grid-template-columns: repeat(3,1fr) !important; gap: 10px; }
  .quick-card { padding: 20px 10px; border-radius: 12px; }
  .quick-icon { width: 40px; height: 40px; font-size: 16px; }
  .quick-card h3 { font-size: 13px; }
  .quick-card p { display: none; }

  /* 오시는길+공지 */
  .location-section .container > div { flex-direction: column !important; }
  .location-section .container > div > div { width: 100% !important; min-width: unset !important; }

  /* 서브페이지 배너 */
  .sub-banner { padding: 40px 20px !important; }
  .sub-banner h1 { font-size: 24px !important; }
  .sub-nav { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .sub-nav a { white-space: nowrap; }

  /* 공지사항 */
  .notice-item { flex-direction: column; align-items: flex-start !important; gap: 4px; }
  .notice-date { font-size: 11px !important; }
  .notice-title { font-size: 13px !important; }

  /* 테이블 반응형 */
  table { width: 100% !important; }
  .product-btns { flex-direction: column; }
  .product-btn { text-align: center; }

  /* 푸터 */
  .footer-grid { grid-template-columns: 1fr !important; gap: 24px !important; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
}

@media (max-width: 480px) {
  .cin-h1 { font-size: 24px !important; }
  .quick-grid { grid-template-columns: repeat(2,1fr) !important; }
  .cin-stats-grid { grid-template-columns: repeat(2,1fr) !important; }
  .cin-tag { font-size: 10px; padding: 6px 14px; }
}